• Insurance Research Organization Member
  • National Association of Health Insurance Underwriters

Find the Care You Need

Simple Plans, Complete Coverage

Seniors face difficult times when it comes to paying for their own health. All too often, Medicare, Social Security, and pension plans don't cover the high costs of health care.

Seniors with specific needs may even need additional medical devices, in-home care, high-cost prescription drugs, or special alternative care that may not be covered by your usual retirement plan. In fact, there is a long list of things that government plans don't cover; find out more in our section listing what Medicare won't cover.

Social security benefits are also larger if you delay your benefits beyond the age of 62, so a large number of seniors opt to hold off on benefits until long after age 65.

Retirement, Health Insurance, and the "Gap"

For seniors who choose to retire early, they often face the dreaded retirement gap - the ages in which you lose benefits offered from your employer and are waiting for benefits through Medicare.

The "retirement gap" is a risky age period for many seniors. Many go without any coverage at all, which leaves them in a financially vulnerable position. A plan through Seniors' Health Insurance can help manage that risk and provide you necessary medical care during your most important years.